There are many ways to collect a Judgment. The 2 most common ways are to garnish the debtor’s wages and to attach and sell the debtor’s property, with the proceeds used to pay the Judgment.
When a Plaintiff does not know where the debtor is employed or what property the debtor owns, the Plaintiff can compel the debtor to supply this information through written questions or at an Oral Examination before a court officer. The debtor must respond to the questions under oath and the responses can be used to issue garnishments and attachments.
When a Judgment is properly docketed with a Circuit Court in Maryland, it becomes a lien against any real estate owned by the debtor in the county where it is docketed (except for real estate co-owned with the debtor’s spouse). The real property cannot then be sold or refinanced without paying the Judgment.